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VSSU has achieved steady growth over the past 5 years.



VSSU provides many small loans, especially through its group lending system. Our portfolio breakdown is as follows:

60% of total loans disbursed amounts up to Rs. 5000.

Loans between Rs. 5001 - 10,000 make up 32%

Loans from Rs. 10,001 onwards consist 8%

VSSU's loan funds are also invested in a range of small industries. Most of VSSU's members are small goods producers or markets stalls/shop owners, so on the basis of loans outstanding VSSU has disbursed:

15% of total loans to agricultural purposes

60% of loans for trade and commerce

10% to consumption

5% for the development of the community (sanitation, school construction, etc.)

10% to enterprise