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VSSU provides many small loans, especially through its group lending system. Our portfolio breakdown is as follows:
60% of total loans disbursed amounts up to Rs. 5000.
Loans between Rs. 5001 - 10,000 make up 32%
Loans from Rs. 10,001 onwards consist 8%
VSSU's loan funds are also invested in a range of small industries. Most of VSSU's members are small goods producers or markets stalls/shop owners, so on the basis of loans outstanding VSSU has disbursed:
15% of total loans to agricultural purposes
60% of loans for trade and commerce
10% to consumption
5% for the development of the community (sanitation, school construction, etc.)
10% to enterprise
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